Things to ponder about home loans

The recent announcement of revisions to the Additional Buyer’s Stamp Duty (ABSD) and Loan-to-Value (LTV) limits are but among many aspects to consider when you are purchasing a home. If you need a loan, which home loan package should you …

Personal loan

Although your credit score and other information gathered on your loan application will allow the lender to determine if you qualify for a personal loan, anyone can be a potential personal loan borrower. “There are many places to get a personal …

tips for choosing investments

Use these tips and key steps to help find an investment that’s right for you. 1. Review your needs and goals 2. Consider how long you can invest 3. Make an investment plan 4. Diversify! 5. Decide how hands-on to …

Investment types and terminology

Investment terms you need to know. How and where you invest your hard-earned money is an important decision. However, fully understanding your investments can require a crash course in terminology. The following definitions for a few key terms can help …

How do mutual funds work

Want to invest, but not experienced enough to put together your own portfolio? A mutual fund might be a good solution for you. A mutual fund is a pool of money from a number of people that is invested in …

How Does Financial Planning Work

Financial planning confuses a lot of people. Faced with an array of decisions, most people don’t know what to do. Which investments will you select from your employer’s retirement plan? Which type of mortgage is best? What’s the best way to …

Best way to finance buying a car

Buying a car is no simple decision. From buying outright to buying a car on finance, there are many options. You also have to consider running costs. In fact, it’s probably the second most expensive thing you’ll buy – after …